Program Details

The UHC Low Income Housing Tax Credit Program is run through Utah Housing Corporation (UHC) or local government partners, delivering assistance such as low‑interest mortgages, down‑payment grants, tax credits, rehabilitation loans, or energy‑efficiency upgrades. These programs target first‑time buyers, veterans, low‑income families, and special‑needs households statewide.

Eligibility Requirements

  • Utah residency or property location

  • Meet income, credit, & purchase‑price guidelines

  • Complete homebuyer education if required

  • Additional criteria for specialized programs

Program Benefits

  • Down‑payment/closing‑cost grants

  • Below‑market mortgage rates or reduced insurance

  • Tax credits or energy rebates

  • Accessible or veteran‑specific financing options

How to Apply

  1. Visit the UHC or city housing site

  2. Review eligibility requirements

  3. Apply via approved lender/agency

  4. Submit documentation & education certificates

  5. Receive approval & close on the home

*Details are in the Mortgage Calculator*

Your complete toolkit for buying your first home

Get personalized rates and find programs you qualify for. Calculate payments with ease and make your dream of homeownership a reality.

App Preview
Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
Payment calculators
First-time buyer programs
Itemize funds & assets
Down payment assistance

Download our app to access all features

Apple StorePlay Store

Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in UTAH and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in utah

Connect with experienced mortgage professionals who can guide you through the home buying process and help you find the right loan program.

No Mortgage Loan Officers Available

We couldn't find any mortgage loan officers available for utah at this time. Please check back later or contact our support team for assistance.

Contact Support

Why work with a licensed mortgage loan officer?

Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.

Disclaimer

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.